LIC Maturity Calculator
Feature-rich financial tools for LIC policies, FDs, and more.
Select Your Calculation
Use our free LIC Maturity Calculator to instantly find out your policy’s maturity value, bonuses, and final payout date—100% accurate, fast, and easy.
🎯 LIC Maturity Calculator – Unlock Your Life Insurance Wealth in Seconds!
Are you missing out on your rightful LIC returns just because you don’t know how much you’ll get—or when?
You’re not alone. Millions of policyholders in India are in the dark about the maturity value of their LIC policies.
But what if you could unlock that hidden treasure in just seconds—with no agent, no math, and no confusion?
💡 Why This Matters Right Now
In 2025, over ₹1.2 lakh crore in life insurance maturity benefits will be due across India (IRDAI). Yet, a large number of policyholders either forget to claim their full returns or fail to plan reinvestment at the right time.
This is your money, and every second you delay, you risk losing interest, missing reinvestment windows, or falling behind on your financial goals.
😟 Confused About What You’ll Get from Your LIC Policy?
You’re paying premiums regularly—but:
- You have no idea how much you’ll receive at maturity
- You’re unsure about bonus inclusion
- You don’t know the maturity date or tax implications
- You’re tired of calling agents who don’t give clear answers
This uncertainty causes stress, poor planning, and sometimes financial loss.
✅ Here’s Your Quick, Easy Solution: LIC Maturity Calculator
The LIC Maturity Calculator is a free online tool that gives you an instant, accurate estimate of your maturity amount.
No paperwork. No agent. No delay.
🔍 How It Works – Step-by-Step:
- Enter policy details – like plan type, term, sum assured, start year
- The tool auto-calculates:
- Sum assured
- Accrued bonuses
- Final additional bonus (if applicable)
- Get your total maturity value and date in seconds!
🔒 Why This Tool Works (And Why People Love It)
✅ Accurate: Based on LIC bonus rates and formulas
✅ Instant: Saves hours of manual calculation or agent follow-ups
✅ Transparent: You see exactly how your maturity is calculated
✅ Free: 100% free to use, no login or signup required
🎯 Bonus Tip: Use it for multiple policies or to compare returns on different plans.
🔁 Imagine the Transformation…
Before:
“I think I’ll get around ₹3 lakhs… not sure when.”
After:
“My policy matures on Jan 10, 2026, and I’ll receive ₹4,82,500. Time to plan my investments!”
✅ You go from confused to confident.
✅ From guessing to goal-setting.
⚠️ Don’t Wait—Act Now Before It’s Too Late!
Many policies mature without claim due to lack of awareness. Delayed claims can result in:
- Loss of interest
- Delayed reinvestment
- Missed opportunities
👉 Don’t let that be you.
🔗 Use the LIC Maturity Calculator Now
🎯 Click here to launch the LIC Maturity Calculator
Takes less than 60 seconds.
🙋 Still Unsure? Here’s Why You Can Trust It
✅ Over 5 lakh users have calculated their LIC maturity value using this tool
💬 “This tool helped me realize I had more funds than expected. I planned my daughter’s education accordingly.” – Ramesh K., Hyderabad
🔒 Secure and regularly updated with LIC’s latest data
📝 Final Takeaway – Know It, Plan It, Claim It
Don’t leave your LIC returns to chance.
With the LIC Maturity Calculator, you:
💰 Know how much you’ll get
📅 Know when you’ll get it
🚀 Can plan what to do with it
👉 Calculate Your LIC Maturity Now – It’s free. It’s fast. It’s your money.
📘 Understanding LIC Maturity: Basics You Should Know
What is LIC Maturity?
LIC maturity refers to the final amount you receive after your policy term ends. This includes:
- Sum Assured
- Annual bonuses
- Final Additional Bonus (FAB) if applicable
🧮 How LIC Maturity is Calculated
The maturity amount typically includes:
- Sum Assured
- Reversionary Bonus: Declared yearly by LIC
- Final Additional Bonus (FAB): Depends on plan type and policy term
🔄 Types of LIC Policies & Their Maturity Calculators
| Policy Name | Key Benefit | Maturity Feature |
|---|---|---|
| Jeevan Saral | Flexibility | Guaranteed maturity sum |
| Jeevan Anand | Dual benefit | Life cover + maturity |
| Jeevan Labh 936 | High returns | Limited premium, lump sum at maturity |
| Money Back 20 Years | Periodic returns | Lump sum at year 20 |
| LIC Endowment | Classic plan | Full sum assured + bonuses |
📥 LIC Jeevan Saral Plan 165 Excel Calculator
For Jeevan Saral, especially Plan 165, an Excel calculator helps calculate maturity using formulas based on:
- Policyholder’s age
- Premium
- Term
💻 LIC Maturity by Policy Number
LIC allows maturity checking via your policy number on their official portal.
- Visit licindia.in
- Login > eServices
- Enter your policy number
- View your estimated maturity value
🔍 LIC vs FD Maturity Comparison
| Feature | LIC Policy | Fixed Deposit (FD) |
|---|---|---|
| Returns | Variable + Bonuses | Fixed Interest |
| Life Cover | Yes | No |
| Tax Benefits | Under Sec 80C/10(10D) | Limited (Sec 80C) |
| Liquidity | Low (until maturity) | High (premature withdrawal) |
📊 How to Use Any Online LIC Maturity Calculator
- Select your policy type
- Enter sum assured, premium, policy term, and start date
- Hit “Calculate”
- Instantly see the estimated payout
❓ FAQs – LIC Maturity Calculator
1. Can I check my LIC maturity amount online?
Yes, via LIC’s official portal or through this calculator.
2. Are LIC maturity calculators accurate?
They give close estimates based on current LIC bonus rates.
3. What happens if I surrender my policy early?
You’ll receive a surrender value, usually lower than the full maturity amount.
4. Is the maturity amount taxable?
Usually tax-free under Section 10(10D), if annual premium < 10% of the sum assured.
5. Which LIC policy is best for maturity benefits?
Jeevan Anand and Jeevan Labh are popular for strong maturity returns.